Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.